Your investment is split into the necessary RWA token equivalent. Initially, tokens will be shown in the currency of where the project is. I.e. if in the UK, it will be in GBP. If the project has a commercial value of £1m, each token will be worth £10. I.e. 100,000th of the commercial value. Whatever the original currency is, it is used to buy DAI, the Ethereum $ equivalent used to purchase the RWA token. I.e. at the point of writing this, the £-$ is 1.3, so your DAI / $ investment would be $1300. Your investment value is locked in at this value for the life of the project. You then have a choice of how much of your investment you wish to keep for assured rental income at 5% and how much you want to stake in the liquidity pool. If you leave 100% for assured rental income, the proportional rent is available to you monthly. If you choose to stake some or all in the liquidity pool, the following happens. If you choose to stake 100%, i.e. $1300, this is the value you earn interest from the liquidity pool. This interest is paid daily into your wallet in the form of BST. Based on the value of the BST on the day.

Micro-share real estate assets refer to fractional ownership of real estate represented by digital micro-shares on a blockchain held under a smart contract. These micro-shares give investors ownership of a portion of the underlying real estate at a fraction of the cost. In addition, these micro-shares can be traded and staked for enhanced income.

Blockchain technology is an advanced database mechanism that allows transparent information sharing within a business network. A blockchain database stores data in blocks linked together in a chain. The data is chronologically consistent because you cannot delete or modify the chain without consensus from the network. As a result, you can use blockchain technology to create an unalterable or immutable ledger for tracking orders, payments, accounts, and other transactions. The system has built-in mechanisms that prevent unauthorised transaction entries and create consistency in the shared view of these transactions. Therefore, it is inherently safer and more secure than traditional methods.

A smart contract is a self-executing program that automates the actions required in a blockchain transaction. Once completed, the transactions are trackable and irreversible. The best way to envision a smart contract is to think of a vending machine—when you insert the correct amount of money and push an item's button, the program (the smart contract) activates the machine to dispense your chosen item. Smart contracts permit trusted transactions and agreements to be carried out among disparate, anonymous parties without the need for a central authority, legal system, or external enforcement mechanism.

No, crowdfunding is a method of raising funds collectively to purchase an asset; all of our assets are already under full ownership, fully developed, income-producing, and leased to Housing Associations on long-term commercial contracts, so you are purchasing a direct share of the income derived from the lease on a fully operational asset. 

Our Tokens can be Staked in our private staking liquidity pool, and this is where you have the option to deposit some or all of your tokens into our pool to grow the ecosystem and are rewarded at a much higher rate in RWA tokens than the rent, which was due.

Liquidity pools are a huge part of the decentralised finance (DeFi) system. In simple terms, a liquidity pool is a store of cryptocurrency locked into one place. This is to create liquidity and ensure that transactions are kept relatively smooth. Liquidity providers can be anyone, and in DeFi liquidity pools, liquidity providers can contribute in small or large amounts. Liquidity is created in the crypto market in multiple ways. A market maker is the most common source of liquidity that works with exchanges, which stand ready to buy and sell crypto assets at any price.

After you purchase, you will be assigned a dedicated account manager who will assist you in all aspects of your token, including enhanced income staking. You will also have access to our dedicated buyers’ support and chat community group. Your tokens will be held transparently within your wallet, and transactions such as paying your portion of rent will happen automatically.

Rental payments are automatically paid to your wallet on the 28th of each month. The first month’s rental will be proportional to when you purchased that token within the month. If your token is purchased after the 14th of the month, the proportional amount will be paid the following month. You have the choice at any time to take the monthly rent, store it, or take it in any proportion you choose.

Your tokens are digital shares which are registered on the Ethereum blockchain to prove token ownership of the asset and are immutable. Furthermore, all our assets are held in individual physical SPV UK companies registered on the UK Land register, and a corporate resolution is passed over each asset, giving the token holders economic rights over the asset, which grants them a share of the income and a share of the asset profit uplift if the asset is ever sold. The property asset is separate from the lease and is not trading, so it remains in place unfettered for the life of the project. If historical trends are to be replicated, it is likely to triple in value during the life of the lease. We also have the option to replace the tenant at any time during the lease if we deem them underperforming. There is no shortage of replacement tenants in this sector.

For the life and length of the lease. All our leased assets are freehold, and you are buying a digital share of the lease, underpinned by the property. So, you will own the asset lifelong completely passively unless it is sold before or after the 25-year social housing contract, in which case you would benefit from the sales uplift proportionally to the number of tokens held.

You may sell your or some of your tokens through a peer-to-peer transaction. Our Marketplace platform facilitates selling your tokens in a secondary market, which places the tokens you want to sell on a listing for other members to purchase. There is a 1.5% transaction fee per sale, which is generally more than covered by the uplift value of the token.

We also offer a fully account-managed service, where we manage all the purchasing and staking on your behalf and provide you with monthly reports and quarterly returns and exposure to the RWA Industry completely hands-off. We can also provide you with your own dashboard if you wish to monitor it in real time.

Investing in tokenized FRI real estate assets offers several benefits, including lower associated purchase costs, lower barrier to entry, enhanced income, zero voids, zero maintenance, long-term secured contracts, inflation-protected income and exposure to the fastest-growing industry on the Blockchain.

Tokenization adoption has been implemented by all the world's largest institutions as the next generation for markets; notable leaders in the industry are Blackrock, HSBC, JP Morgan and Goldman Sachs, to name a few.

Yes, tokenisation allows investors from all over the world to invest securely in the UK without the barriers of traditional purchases.

The RWA staking pool is on trend to mirror the returns of Oceanpoint. Please note that when additional tokens are staked in the pool, there is a temporary adjustment downwards. However, this quickly returns to an upward trend. The effect of this is diluted each time as the size and value of the liquidity pool grows, as it is all based on overall percentages.

There are three key factors that impact this, the growth value of assets staked, the number of BST injected into the pool and the value of BST.

The liquidity pool has been established to accelerate your return on investment. Any tokens you deposit in the pool will remain until the pool generates 150% interest on the initial staking of the project. At that point, we reserve the right to withdraw the asset from the liquidity pool. You will then have the option to either withdraw your interest or reinvest it into other ongoing projects to continue benefiting from the staking pool. We will automatically contact you to determine your preference. Your tokens will retain their value in the original project, and you will continue earning 5% interest for the remaining lease period, which typically lasts 20 years or more. This process promotes the pool's continuous growth while allowing you to keep earning more.

Yes, however, to withdraw the interest, you must withdraw the complete stake and the full amount of interest. There is an administration charge of 1.5% of the staked amount. Which will be taken from the staked amount. i.e. if $100 is earned in interest, the payout would be $1300 less 1.5% ($19.5) = $1280.5 + $100 = $1380.5 You can then re-stake if you wish the original $1300 at a cost of 1.5% ($19.5 ), and the staking interest starts to accrue again.

For the life and length of the lease. The token gives access to the economic rights of the lease for the length of the lease. This is all underpinned by the property as an asset which cannot be sold without repaying the tokens. At the end of the lease the project will either be refinanced or sold on to repay the tokens or the token holders given the opportunity to participate in a new lease offering.

You will give up the guaranteed 5% return on the amount you have invested in exchange for the possibility of earning a much higher return from the pool. You can add or withdraw tokens from the pool anytime and return to the guaranteed 5% returns. Each addition or withdrawal will be subject to a 1.5% administrative fee based on the value of each transaction.

The liquidity pool has been established to accelerate your return on investment. Any tokens you deposit in the pool will remain until the pool generates 150% interest on the initial staking. At that point, we reserve the right to withdraw the asset from the liquidity pool. You will then have the option to either withdraw your interest or reinvest it into other ongoing projects to continue benefiting from the staking pool. We will automatically contact you to determine your preference. Your tokens will retain their value in the original project, and you will continue earning 5% interest for the remaining lease period, which typically lasts 20 years or more. This process promotes the pool's continuous growth while allowing you to keep earning more.

This is a regulated commercial lease taken by housing associations over our developments to run and manage specialised care facilities for vulnerable members of society in conjunction with UK local authorities typically the lease is for 20 to 25 years and purchases of this asset class are usually reserved for pension funds and financial institutions REITS due to the high minimum investment levels of purchase.

All our leases are rent-neutral, and as such, each Local Authority commissioning the care can claim 100% from the central government. The central government has never defaulted, even if a Local Authority is placed in special measures. The lease is a regulated FRI Social Housing Lease, which means no voids, no repair or maintenance liability, and no missed payments.

Your investment is CPI-linked with a cap of 5%, which means you are generally protected against inflation for the full duration of the contract. The CPI is upward only, meaning if the CPI reduces, it will not affect your investment; CPI-linked contracts make it easier to predict future rent rises based on economic situations, giving greater predictability to your investment.

Social impact investing is a type of investing that aims to generate both financial returns and positive social or environmental outcomes. We partner with reputable social housing providers to support and home, vulnerable individuals in the UK.

By Investing in FRI Property, you are directly helping to home and care for some of the most vulnerable members of society, including children care, elderly care and people with mental and physical disabilities.